Programme Details
Three programmes, three clearly defined purposes.
Each programme addresses a distinct need. Below you will find full descriptions, session structures, what is covered, and fees for each one.
Back to HomeOur Methodology
How each programme is structured and why.
Warden & Co programmes are built around the idea that understanding comes from working with real material, not from listening to general explanations. Each session involves participants looking at their own documents — or realistic Malaysian examples when that is not practical — and applying what is taught in context.
Programmes are delivered in person at our Kuala Lumpur office. There is no online-only option, because the personal interaction is part of how the learning works. Facilitators read the room, pause when questions arise, and adjust the pace based on what participants need.
Each programme concludes with a deliverable: printed review sheets for the workshop, or a written summary document for the multi-session programmes. These are practical references, not certificates. The measure of success is whether participants leave knowing something they did not know before and can apply it to their own situation.
In Person, Kuala Lumpur
All programmes delivered at Suite 9-3 Menara Wisma Warden, Jalan Yap Kwan Seng.
Small Groups
Workshops capped at 12 participants. Multi-session programmes serve one to two households.
Deliverable Included
Every programme ends with a tangible document you take away and keep.
Programme 01
Monthly Review Habit Workshop
A single Saturday for adults who want to build one modest, repeatable habit: twenty quiet minutes each month spent reading their own bank statements, e-wallet histories, and savings records, and noting anything unusual or worth remembering.
The workshop walks through a printable one-page review sheet designed for the Malaysian context. Participants see how to read statements from the common Malaysian banks and e-wallets — Maybank, CIMB, Hong Leong, Touch 'n Go, GrabPay — and rehearse the review habit live during the session using their own accounts or provided examples.
Each participant leaves with a set of twelve printed review sheets, one for each month of the year ahead. The session runs from 9am to approximately 5pm at our Kuala Lumpur office.
Format
One-Day Workshop
Day
Selected Saturdays
Group Size
Up to 12 Participants
Fee
RM 520
What the Workshop Covers
Reading your bank statements
Understanding the structure of Malaysian current, savings, and fixed deposit statements. Identifying transactions worth noting.
E-wallet and digital account records
Reviewing Touch 'n Go, GrabPay, and other e-wallet histories as part of a complete monthly picture.
The one-page review sheet
Introduction and live practice with the Warden & Co monthly review sheet. Completing a sample review during the workshop.
Building the habit
Practical approaches to making the twenty-minute review a regular month-end habit, including when to do it and how to store the sheets.
Session Structure
What You Already Have
Reviewing your current household documents — wills, EPF nominations, insurance beneficiary forms, bank account signatories.
Wills and the Amanah Raya
Non-Muslim estate: wills, probate, the role of the Public Trustee. Muslim estate: faraid principles and Amanah Raya's role as executor.
EPF, Insurance & Nominations
How EPF nominations work, what happens to takaful and conventional insurance at death, and why nomination and will provisions may interact.
Next Steps & Household Conversations
Identifying what you may wish to have arranged, and how to discuss this with family members and licensed practitioners.
Programme 02
Understanding Estate Basics
A four-session programme introducing the basics of personal estate arrangements in Malaysia. The programme covers wills for non-Muslim estates, faraid considerations for Muslim estates, the role of the Amanah Raya, nominations in EPF and insurance, and common household documents that sit alongside a will.
The programme is educational and does not draft documents. Participants leave with a clearer picture of what they already have, what they might wish to have, and what conversations to hold with their household and a licensed practitioner.
The four sessions are scheduled over four to six weeks at intervals that allow participants to gather relevant documents between meetings. Sessions run for approximately two and a half hours each.
Format
Four Sessions
Duration
4 – 6 Weeks
Group Size
1 – 2 Households
Fee
RM 1,850
Programme 03
Long-Horizon Household Engagement
A four-month engagement for households that would like a thorough, considered review of their long-horizon position. Meetings cover cash flow, savings, investments across EPF and PRS and other accounts, insurance coverage, and a small set of longer-horizon questions the household brings forward.
Meetings are paced at three-week intervals with reading and drafting between them. This deliberate pacing allows participants to absorb and reflect on each area before moving to the next, and to return with questions that arise from their own further reading.
The engagement concludes with a short written summary the household keeps as a working reference document. This summary reflects the household's actual position and the questions they identified during the engagement — it is specific to them, not a generic template.
Duration
Four Months
Meeting Pace
Every 3 Weeks
Participants
1 Household
Fee
RM 4,400
Topics Covered Across the Engagement
Cash Flow & Monthly Position
Income, regular outgoings, variable expenses, and whether the household's current cash flow is broadly what they think it is.
EPF, PRS & Other Savings
Current account balances, voluntary contribution options, Account 3 arrangements, and where savings sit outside of EPF.
Insurance Coverage Review
What policies the household holds, what they cover, and whether any significant gaps in coverage are apparent from what is visible.
Longer-Horizon Questions
The specific questions the household brings: retirement horizon, large near-term commitments, education planning, property-related considerations.
Programme Comparison
Which programme suits you?
If you are unsure which programme is the right fit, this comparison may help. You are also welcome to write to us and describe your situation.
| Feature | Review Workshop |
Estate Basics |
Long-Horizon Engagement |
|---|---|---|---|
| Suits complete beginners | |||
| Suitable for couples to attend together | |||
| Covers EPF & investment accounts | |||
| Includes written household summary | |||
| Covers estate arrangements | |||
| Fee | RM 520 | RM 1,850 | RM 4,400 |
Programme Standards
Standards shared across all three programmes.
Participant Privacy
Financial information shared during sessions is used solely for that session. Nothing is retained, shared, or used for any purpose beyond assisting your learning.
No Product Sales
Facilitators do not recommend, endorse, or sell financial products during or after any programme. No commercial third-party relationships influence our content.
Annual Content Review
Programme materials are reviewed every year against current Malaysian regulations, EPF guidelines, and relevant legal changes to ensure content remains applicable.
Fees
Transparent, all-inclusive pricing.
Fees cover the full programme: all sessions, materials, and facilitator time. There are no add-ons or optional extras. Payment is by DuitNow bank transfer on confirmation of your place.
Programme 01
Monthly Review
Habit Workshop
RM 520
Per participant · One day
- One Saturday session (9am – 5pm)
- 12 printed monthly review sheets
- Printed reference guide
- Light refreshments included
Programme 02
Understanding
Estate Basics
RM 1,850
Per household · Four sessions
- Four 2.5-hour sessions
- Muslim & non-Muslim coverage
- Document checklist included
- Practitioner referral guidance
Programme 03
Long-Horizon
Household Engagement
RM 4,400
Per household · Four months
- Five to six meetings across four months
- Reading & drafting between sessions
- Written household summary document
- Full coverage of EPF, PRS & insurance
Ready to Enquire?
Not sure which programme is right for you?
Write to us and briefly describe your household situation. We will suggest the programme most likely to be useful and answer any questions before you decide.
Send an Enquiry